Blockchain and Finance: Opportunities, Risks, and Real-World Applications in 2025

Authors

  • Raoudha Ben Djemaa University of Sousse, ISITCOM H.Sousse, Sousse, Tunisia Author

DOI:

https://doi.org/10.47363/JBRR/FinTech2025/2025(2)4

Keywords:

Blockchain and Finance, Risks

Abstract

This presentation explores how blockchain technology is reshaping the financial sector in 2025. It provides a practical understanding 
of blockchain fundamentals, examines its real-world uses in banking and financial services, and highlights both the opportunities 
and challenges associated with its adoption.


 Key topics covered


 • Introduction to blockchain: principles, security, and blockchain types
 • Cryptocurrencies and digital assets: roles, trends, and market evolution
 • Decentralized Finance (DeFi): smart contracts, lending, exchanges
 • Real financial applications: payments, auditing, tokenization, traceability
 • Risks and limitations: volatility, security issues, regulation
 • Future perspectives: CBDCs, Web3 innovation, and the convergence of AI and blockchain

Author Biography

  • Raoudha Ben Djemaa, University of Sousse, ISITCOM H.Sousse, Sousse, Tunisia

    Raoudha Ben Djemaa, University of Sousse, ISITCOM H.Sousse, Sousse, Tunisia

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Published

2025-11-28

Issue

Vol. 2 No. 4 (2025): FinTech 2025 - Transforming Banking and Financial Technology

Section

Articles