Towards a Just Transition Insurance Mechanism Integrating Climate Risk, Social Protection and Green Finance

Abstract

“Here we are, the cleverest species ever to have lived. So how is 
it we can destroy the only planet we have?” with these words [1]. 
Dr Jane Goodall who dedicated her life to the protection of nature 
until her passing at the age of 91 powerfully reveals humanity’s 
paradox in the face of the climate crisis. Despite possessing an 
unprecedented accumulation of knowledge and intelligence in 
science and technology, we are simultaneously generating a 
destructive impact severe enough to threaten the Earth’s climate 
system and biodiversity. Goodall’s striking question serves as 
an invitation to both ethical and political confrontation with 
the consequences of the climate crisis on nature and humanity. 
Today’s increasingly frequent extreme weather events, ecosystem 
destruction, and deepening global inequalities are clear indicators 
of environmental devastation caused by human hands.